Loan Rates

Auto Interest Rates
Credit Rating APR
A+ 750 & up 3.75%
A  680 - 749 4.00%
B  640 - 679 6.25%
C  600- 639 10.50%
D  550- 599 15.50%
E 549 or less 15.50%

 

Signature and Line-Of-Credit Loans
Amount of Loan Minimum Payment
Less than $1,000 $100.00
$1,000 - $2,000 $100.00
$3,000 - $3,999.99 $105.00
$4,000 - $5,000 $140.00
   

 

Interest Rate
Credit Rating APR
A+ - A 8%-9%
B - C 12%-15%
D - E 18%

 

Share Secured Loan Rates 2% above Interest Earned

 

New/Used Auto Terms
Model Year Maximum Terms
2018 - 2019 72 months
2016- 2017 60 months
2014- 2015 54 months
2012 - 2013 48 months
2010 - 2011 36 months
2009 or older 30 months