|
Loan Rates
Auto Interest Rates |
Credit Rating |
APR |
A+ 750 & up |
4.25% |
A 680 - 749 |
4.75% |
B 640 - 679 |
5.25% |
C 600- 639 |
9.25% |
D 550- 599 |
14.25% |
E 549 or less |
14.25% |
Signature
and Line-Of-Credit Loans |
Amount of Loan |
Minimum Payment |
Less than $1,000 |
$75.00 |
$1,000 - $2,000 |
$100.00 |
$3,000 - $4,000 |
$105.00 |
$4,000 - $5,000 |
$140.00 |
|
|
Interest
Rate |
Credit Rating |
APR |
A+ - A |
8%-9% |
B - C |
12%-15% |
D - E |
18% |
New/Used
Auto Terms |
Model Year |
Maximum Terms |
2010 - 2011 |
75 months |
2008- 2009 |
60 months |
2006 - 2007 |
54 months |
| 2004 - 2005 |
48 months |
| 2002 - 2003 |
36 months |
| 2001 or older |
30 months |
New -- 100% of Selling Price / Used -- 100% of NADA Trade In Price
|