name="doctitle" --- Rheem Arkansas Federal Credit Union ---
Loan Rates

 

Auto Interest Rates
Credit Rating
APR
A+ 750 & up
3.00%
A  680 - 749
3.20%
B  640 - 679
5.40%
C  600- 639
10.20%
D  550- 599
15.40%
E 549 or less
15.40%

 

Signature and Line-Of-Credit Loans
Amount of Loan
Minimum Payment
Less than $1,000
$75.00
$1,000 - $2,000
$100.00
$3,000 - $4,000
$105.00
$4,000 - $5,000
$140.00
Interest Rate
Credit Rating
APR
A+ - A
8%-9%
B - C
12%-15%
D - E
18%

                                               Share Secured Loan Rates 2% above Interest Earned

New/Used Auto Terms
Model Year
Maximum Terms
2014 - 2015
72 months
2012 - 2013
60 months
2010 -  2011
54 months
2008 - 2009 48 months
2006 - 2007 36 months
2005 & older 30 months
New -- 100% of Selling Price / Used -- 100% of NADA Trade In Price