Loan Rates

 

Auto Interest Rates
Credit Rating
APR
A+ 750 & up
4.25%
A  680 - 749
4.75%
B  640 - 679
5.25%
C  600- 639
9.25%
D  550- 599
14.25%
E 549 or less
14.25%

 

Signature and Line-Of-Credit Loans
Amount of Loan
Minimum Payment
Less than $1,000
$75.00
$1,000 - $2,000
$100.00
$3,000 - $4,000
$105.00
$4,000 - $5,000
$140.00
Interest Rate
Credit Rating
APR
A+ - A
8%-9%
B - C
12%-15%
D - E
18%

 

New/Used Auto Terms
Model Year
Maximum Terms
2010 - 2011
75 months
2008- 2009
60 months
2006 - 2007
54 months
2004 - 2005 48 months
2002 - 2003 36 months
2001 or older 30 months
New -- 100% of Selling Price / Used -- 100% of NADA Trade In Price